/* ============================================================
   PGD Warunki Finansowania
   ============================================================ */
.pgd-wf,
.pgd-wf * {
    box-sizing: border-box !important;
}

.pgd-wf {
    width: 100% !important;
    padding: 80px 0 !important;
    background: transparent !important;
    font-family: "Montserrat", -apple-system, BlinkMacSystemFont, sans-serif !important;
    color: #000 !important;
}

.pgd-wf__container {
    width: 100% !important;
    max-width: 1280px !important;
    margin: 0 auto !important;
    padding: 0 24px !important;
}

/* ============================================================
   HEADER
   ============================================================ */
.pgd-wf__header {
    margin-bottom: 48px !important;
}

.pgd-wf__subtitle {
    margin: 0 0 12px !important;
    font-family: "Montserrat", sans-serif !important;
    font-size: 13px !important;
    font-weight: 600 !important;
    letter-spacing: .16em !important;
    text-transform: uppercase !important;
    color: rgba(11, 68, 127, .7) !important;
}

.pgd-wf__title {
    margin: 0 !important;
    font-family: "Termina", "Montserrat", sans-serif !important;
    font-size: 48px !important;
    font-weight: 700 !important;
    letter-spacing: .02em !important;
    text-transform: uppercase !important;
    color: #0B447F !important;
    line-height: 1.05 !important;
}

.pgd-wf__title-line {
    display: block !important;
}

/* ============================================================
   GRID
   ============================================================ */
.pgd-wf__grid {
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 24px !important;
    align-items: stretch !important;
}

/* ============================================================
   BOX
   ============================================================ */
.pgd-wf__box {
    display: flex !important;
    flex-direction: column !important;
    border-radius: 20px !important;
    overflow: hidden !important;
    background: #ffffff !important;
    box-shadow: 0 8px 30px rgba(11, 68, 127, .08) !important;
    transition: transform .25s ease, box-shadow .25s ease !important;
}

.pgd-wf__box:hover {
    transform: translateY(-2px) !important;
    box-shadow: 0 12px 40px rgba(11, 68, 127, .12) !important;
}

/* Górna część (nazwa + wiersze) */
.pgd-wf__box-top {
    background: #ffffff !important;
    padding: 32px 32px 0 !important;
}

.pgd-wf__box-name {
    margin: 0 0 20px !important;
    font-family: "Termina", "Montserrat", sans-serif !important;
    font-size: 24px !important;
    font-weight: 700 !important;
    letter-spacing: .02em !important;
    text-transform: uppercase !important;
    color: #0B447F !important;
    line-height: 1.1 !important;
    padding-bottom: 20px !important;
    border-bottom: 1px solid rgba(11, 68, 127, .1) !important;
}

.pgd-wf__rows {
    list-style: none !important;
    margin: 0 !important;
    padding: 0 !important;
}

.pgd-wf__row {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    gap: 12px !important;
    padding: 16px 0 !important;
    border-bottom: 1px solid rgba(11, 68, 127, .08) !important;
    font-size: 14px !important;
}

.pgd-wf__row:last-child {
    border-bottom: 0 !important;
}

/* Zielone tło (np. Oszczędzasz) — wystaje poza padding boxa */
.pgd-wf__row--highlight {
    margin: 0 -32px !important;
    padding: 16px 32px !important;
    background: #d7f3e0 !important;
    border-bottom: 0 !important;
}

.pgd-wf__row--highlight .pgd-wf__row-label,
.pgd-wf__row--highlight .pgd-wf__row-value {
    color: #1a7a3d !important;
    font-weight: 700 !important;
}

.pgd-wf__row-label {
    color: rgba(0, 0, 0, .7) !important;
    font-weight: 500 !important;
}

.pgd-wf__row-value {
    color: #0B447F !important;
    font-weight: 500 !important;
    font-size: 16px !important;
    text-align: right !important;
}

.pgd-wf__row-value--bold {
    font-weight: 700 !important;
}

.pgd-wf__row-value--strike {
    text-decoration: line-through !important;
    color: rgba(0, 0, 0, .5) !important;
    font-weight: 400 !important;
    font-size: 14px !important;
}

/* Bold + strike razem */
.pgd-wf__row-value--bold.pgd-wf__row-value--strike {
    font-weight: 700 !important;
    color: rgba(0, 0, 0, .5) !important;
}

/* Dolna część (warunki granatowy blok + CTA) */
.pgd-wf__box-bottom {
    background: #0B447F !important;
    color: #ffffff !important;
    padding: 32px !important;
    margin-top: auto !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 20px !important;
}

.pgd-wf__benefits {
    list-style: none !important;
    margin: 0 !important;
    padding: 0 !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 0 !important;
}

.pgd-wf__benefit {
    display: flex !important;
    flex-direction: column !important;
    gap: 4px !important;
    padding: 16px 0 !important;
    border-bottom: 1px solid rgba(255, 255, 255, .15) !important;
}

.pgd-wf__benefit:first-child {
    padding-top: 0 !important;
}

.pgd-wf__benefit:last-child {
    padding-bottom: 0 !important;
    border-bottom: 0 !important;
}

.pgd-wf__benefit-label {
    font-family: "Montserrat", sans-serif !important;
    font-size: 13px !important;
    font-weight: 500 !important;
    letter-spacing: .08em !important;
    text-transform: uppercase !important;
    color: rgba(255, 255, 255, .8) !important;
    line-height: 1.2 !important;
}

.pgd-wf__benefit-value {
    font-family: "Termina", "Montserrat", sans-serif !important;
    font-size: 26px !important;
    font-weight: 700 !important;
    letter-spacing: .02em !important;
    text-transform: uppercase !important;
    color: #ffffff !important;
    line-height: 1.1 !important;
}

.pgd-wf__benefit-value--secondary {
    margin-top: 2px !important;
}

/* CTA */
.pgd-wf__cta {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    background: #ffffff !important;
    color: #0B447F !important;
    border: 0 !important;
    padding: 18px 24px !important;
    border-radius: 100px !important;
    font-family: "Termina", "Montserrat", sans-serif !important;
    font-size: 14px !important;
    font-weight: 700 !important;
    letter-spacing: .12em !important;
    text-transform: uppercase !important;
    cursor: pointer !important;
    text-decoration: none !important;
    text-align: center !important;
    transition: background .2s ease, color .2s ease, transform .2s ease !important;
    margin-top: 6px !important;
}

.pgd-wf__cta:hover {
    background: #eef4fb !important;
    color: #0B447F !important;
    transform: translateY(-1px) !important;
    text-decoration: none !important;
}

.pgd-wf__legal {
    appearance: none !important;
    background: transparent !important;
    border: 0 !important;
    padding: 0 !important;
    text-align: center !important;
    font-family: "Montserrat", sans-serif !important;
    font-size: 12px !important;
    font-weight: 500 !important;
    letter-spacing: .12em !important;
    text-transform: uppercase !important;
    color: rgba(255, 255, 255, .7) !important;
    text-decoration: underline !important;
    text-underline-offset: 3px !important;
    cursor: pointer !important;
    transition: color .2s ease !important;
}

.pgd-wf__legal:hover {
    color: #ffffff !important;
}

/* Modal legal content */
.pgd-wf-modal__title {
    margin: 0 0 20px !important;
    font-family: "Termina", "Montserrat", sans-serif !important;
    font-size: 24px !important;
    font-weight: 700 !important;
    letter-spacing: .02em !important;
    text-transform: uppercase !important;
    color: #0B447F !important;
    line-height: 1.15 !important;
}

.pgd-wf-modal__content {
    font-family: "Montserrat", sans-serif !important;
    font-size: 14px !important;
    line-height: 1.6 !important;
    color: rgba(0, 0, 0, .8) !important;
}

.pgd-wf-modal__content p {
    margin: 0 0 12px !important;
}

.pgd-wf-modal__content p:last-child {
    margin-bottom: 0 !important;
}

.pgd-wf-modal__content a {
    color: #0B447F !important;
    text-decoration: underline !important;
}

.pgd-wf-modal__content ul,
.pgd-wf-modal__content ol {
    margin: 0 0 12px 20px !important;
    padding: 0 !important;
}

.pgd-wf-modal__content li {
    margin-bottom: 6px !important;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 900px) {
    .pgd-wf {
        padding: 48px 0 !important;
    }
    .pgd-wf__title {
        font-size: 32px !important;
    }
    .pgd-wf__grid {
        grid-template-columns: 1fr !important;
        gap: 20px !important;
    }
    .pgd-wf__box-top,
    .pgd-wf__box-bottom {
        padding: 24px !important;
    }
    .pgd-wf__row--highlight {
        margin: 0 -24px !important;
        padding: 16px 24px !important;
    }
    .pgd-wf__benefit-value {
        font-size: 22px !important;
    }
}

/* ============================================================
   MODAL
   ============================================================ */
.pgd-wf-modal {
    position: fixed !important;
    inset: 0 !important;
    z-index: 99990 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    padding: 24px !important;
}

.pgd-wf-modal[hidden] {
    display: none !important;
}

.pgd-wf-modal__backdrop {
    position: absolute !important;
    inset: 0 !important;
    background: rgba(11, 68, 127, .55) !important;
    backdrop-filter: blur(4px) !important;
    -webkit-backdrop-filter: blur(4px) !important;
    animation: pgdWfFade .2s ease !important;
}

.pgd-wf-modal__dialog {
    position: relative !important;
    background: #ffffff !important;
    border-radius: 20px !important;
    max-width: 640px !important;
    width: 100% !important;
    max-height: calc(100vh - 48px) !important;
    overflow-y: auto !important;
    box-shadow: 0 20px 60px rgba(11, 68, 127, .25) !important;
    animation: pgdWfPop .3s cubic-bezier(.2, .8, .2, 1) !important;
}

.pgd-wf-modal__close {
    position: absolute !important;
    top: 12px !important;
    right: 16px !important;
    background: transparent !important;
    border: 0 !important;
    width: 40px !important;
    height: 40px !important;
    font-size: 32px !important;
    line-height: 1 !important;
    color: #0B447F !important;
    cursor: pointer !important;
    border-radius: 50% !important;
    transition: background .2s ease !important;
    z-index: 2 !important;
    padding: 0 !important;
}

.pgd-wf-modal__close:hover {
    background: rgba(11, 68, 127, .08) !important;
}

.pgd-wf-modal__body {
    padding: 40px 36px !important;
}

body.pgd-wf-modal-open {
    overflow: hidden !important;
}

@keyframes pgdWfFade {
    from { opacity: 0; }
    to   { opacity: 1; }
}

@keyframes pgdWfPop {
    from { opacity: 0; transform: translateY(20px) scale(.98); }
    to   { opacity: 1; transform: translateY(0) scale(1); }
}

@media (max-width: 600px) {
    .pgd-wf-modal {
        padding: 12px !important;
    }
    .pgd-wf-modal__body {
        padding: 32px 20px !important;
    }
}

.pgd-wf__legal-content[hidden] {
    display: none !important;
}